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Stay alert to the dangers of card theft abroad

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by Sarah Orrill

17/12/10 in Card Fraud/Theft |

Brits holidaying abroad are attractive targets for thieves and fraudsters hoping to catch them while their guards are down. The figures from APACS for card theft abroad show that in 2009 fraud abroad cost the UK £122.7m in card fraud losses (APACS 2010).

The top destinations for card loss, according to CPP research, are Spain, France and the USA. It's important, therefore, to remain vigilant when abroad, and to look after your wallet and bags. Card theft can ruin your holiday and be very difficult to resolve if you are in a country where you have a limited grasp of the language.

Taking out Card Protection insurance before you go will help to ensure that, if your wallet or purse is stolen, the stress and inconvenience will be minimised, your losses covered and you can get back on with your holiday as quickly as possible. However, there are a number of precautions you can take to help keep your cards and cash out of criminal hands in the first place:

  • Only take cards with you that intend to use. Don't carry multiple debit or credit cards in your wallet.
  • Don't leave belongings unattended while swimming or sunbathing and don't hang your bag on the back of your chair in cafes and restaurants.
  • Don't carry debit or credit cards loose in a bag or pocket and keep them with you when travelling to and from your destination – don't leave them in your suitcase or rucksack.
  • In crowded places, keep your bag strapped across your body or held firmly with the clasp towards you. A concealed money belt is the best place to carry your cards and cash.
  • Tell your bank you're going to be away and give them an up-to-date mobile phone number so they can contact you if they see any suspicious or unusual activity on your account.
  • Keep an eye on your card in restaurants and cafes. Don't let a waiter take your card out of sight when you pay the bill.
  • Check your receipts against your statements when you get home to make sure there are no unexpected transactions.
  • Don't leave cards and other valuables unattended in your hotel room. Use a safe or your hotel's safety deposit box.
  • Never tell anyone your PIN – even if they claim to be from the police or your bank – and don't write it down.





 


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